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    Property Finance Services

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    Property Finance
    Services

    For investors, developers, business owners and borrowers with complex lending requirements. Since 2017 we have helped more than 3,000 clients compare finance options and identify suitable lending pathways across residential, commercial, construction, SMSF, non-bank and private credit markets.

    Property finance planning discussion
    Finance across the property lifecycle

    Property finance is rarely one-size-fits-all

    A property investor growing a portfolio needs a different finance structure to a developer funding a construction project. A business owner buying commercial premises has different requirements to an SMSF trustee purchasing through super.

    This hub explains the main property finance services we offer, what each is used for, and which type of borrower it may suit — so you can move into the right finance conversation from the start.

    Development and Construction Finance

    Development and construction finance supports borrowers funding residential or commercial property projects — from land acquisition and construction loans to knock-down rebuilds, boutique multi-residential projects, bridging, capitalised interest, senior debt, mezzanine debt or private credit.

    Blue Crane Capital helps developers and construction borrowers assess the finance pathway before the application reaches a lender.

    Construction and development project finance

    This service may suit

    • Property developers seeking project funding
    • Site owners preparing for construction
    • Builders funding residential or commercial projects
    • Borrowers comparing commercial and development finance options
    • Borrowers working with tight settlement or funding timelines

    Common finance options

    • Construction loans
    • Development finance
    • Land bank facilities
    • Bridging finance
    • Private credit
    • Non-bank lending
    • Senior and mezzanine debt structures

    Commercial Lending

    Commercial lending supports business owners, commercial investors and borrowers purchasing or refinancing commercial property, including business premises, warehouses, offices, retail spaces, mixed-use properties and commercial investment assets.

    Blue Crane Capital helps commercial borrowers prepare a clear credit position and compare lending options across major banks, non-bank lenders and other finance providers.

    Commercial property building exterior

    This service may suit

    • Business owners buying their premises
    • Commercial property investors
    • Borrowers refinancing commercial debt
    • Business owners restructuring property-backed finance
    • Borrowers using companies, trusts or other entities

    Common finance options

    • Commercial property loans
    • Business premises finance
    • Commercial investment loans
    • Bridging facilities
    • Refinancing
    • Non-bank commercial lending

    Investment Property Finance

    Investment property finance supports borrowers buying, refinancing or restructuring residential investment property. The way finance is structured can affect borrowing capacity, future purchases, cash flow and lender access.

    Blue Crane Capital works with investors who may hold multiple properties, use complex ownership structures, earn variable income or need lender options outside their current bank.

    Residential investment property streetscape

    This service may suit

    • Investors buying another property
    • Borrowers reviewing an existing property portfolio
    • Investors releasing equity for future purchases
    • Self-employed borrowers with non-standard income
    • Borrowers using trusts, companies or multiple entities

    Common finance options

    • Investment home loans
    • Equity release
    • Portfolio refinancing
    • Interest-only lending
    • Trust and company borrowing
    • Non-bank lending options

    SMSF Lending

    SMSF lending supports borrowers purchasing residential or commercial property through a self-managed super fund. This type of lending has specific requirements around fund balance, structure, trust documentation and compliance.

    Blue Crane Capital works with borrowers, accountants and financial planners to help assess lender options and coordinate the finance process.

    SMSF property finance consultation

    This service may suit

    • SMSF trustees purchasing property
    • Business owners buying commercial property through super
    • Investors building property exposure inside super
    • Borrowers working with accountants or financial planners
    • SMSFs seeking residential or commercial property finance

    Common finance options

    • SMSF property loans
    • Limited recourse borrowing arrangements
    • Commercial property SMSF lending
    • Residential investment SMSF lending
    • SMSF refinancing

    Non-Bank and Private Credit

    Non-bank and private credit finance can support borrowers whose transactions do not fit standard bank policy — where timing is tight, the security is non-standard, the borrower has a complex income position, or the project requires a lender with a different appetite.

    Blue Crane Capital helps borrowers compare specialist lending services and assess whether non-bank or private credit options are suitable for the transaction.

    Specialist non-bank lending pathway

    This service may suit

    • Borrowers with tight settlement deadlines
    • Developers seeking project funding
    • Borrowers who do not fit major bank policy
    • Investors needing bridging finance
    • Commercial borrowers with complex security or income

    Common finance options

    • Private credit
    • Non-bank lending
    • Bridging finance
    • Short-term property finance
    • Development funding
    • Specialist commercial lending

    Refinancing

    Refinancing involves replacing or restructuring existing finance. It may support equity release, debt consolidation, improved loan structure, future purchases or a move to a more suitable lender.

    Blue Crane Capital reviews the current finance position and compares available lender options across structure, pricing, repayment position, security, lender appetite and future borrowing goals.

    Refinancing strategy and loan review

    This service may suit

    • Borrowers reviewing an existing loan
    • Investors releasing equity
    • Business owners restructuring debt
    • Borrowers moving from one lender to another
    • Property owners preparing for another transaction

    Common finance options

    • Residential refinancing
    • Commercial refinancing
    • Investment loan refinancing
    • Equity release
    • Debt consolidation
    • Portfolio restructure

    Home Loans

    Home loans support borrowers purchasing or refinancing owner-occupied property. Blue Crane Capital works with borrowers who need a more structured lending process than a basic home loan comparison.

    The focus is on lender fit, borrowing capacity, loan structure and a clear credit position — for professionals, executives, self-employed borrowers, company directors and complex households.

    Home loan planning for owner-occupiers

    This service may suit

    • Home buyers with complex income
    • Self-employed borrowers
    • Company directors
    • Borrowers purchasing higher-value property
    • Borrowers using trusts or companies
    • Property owners refinancing a home loan

    Common finance options

    • Owner-occupied home loans
    • High-value residential lending
    • Self-employed home loans
    • Professional borrower finance
    • Refinancing
    • Bridging finance

    Unsure which service fits your transaction?

    Book an assessment and we will help identify the pathway that fits your next move.

    Why Blue Crane Capital

    An established brokerage built for complex transactions

    Established property finance brokerage

    Blue Crane Capital has operated since 2017 and has assisted more than 3,000 clients.

    Broad lender access

    Our team works with a broad range of lenders across residential, commercial, construction, non-bank and private credit markets.

    Commercial banking experience

    Our brokers bring experience across banking, credit and property-backed lending.

    Transaction coordination

    We help coordinate the finance process with lenders, valuers, solicitors, accountants, quantity surveyors and other relevant parties.

    Australian Credit Licence holder

    Blue Crane Capital operates as an Australian Credit Licence holder under ACL 539187.

    Built for complex transactions

    Our services are suited to borrowers who need structure, lender access and a clear finance pathway.

    FAQs about property finance services

    What are property finance services?

    Property finance services help borrowers assess, structure and secure finance for property-related transactions. This may include residential loans, investment loans, commercial lending, development finance, SMSF lending, refinancing, non-bank lending and private credit.

    Which property finance service do I need?

    The right service depends on the purpose of the transaction, the property type, the borrower structure, the lender requirements and the timeline. A developer may need construction finance, an investor may need investment property finance, and a business owner may need commercial lending.

    Can Blue Crane Capital help with complex lending?

    Yes. Blue Crane Capital works with borrowers who may have complex income, multiple entities, property portfolios, SMSF structures, commercial security, development projects or non-standard lending requirements.

    Do you work with non-bank lenders?

    Yes. Blue Crane Capital can review non-bank and private credit options where they are suitable for the transaction.

    Do you only work with commercial borrowers?

    No. Blue Crane Capital works across residential, investment, commercial, construction, SMSF, non-bank and refinancing services.

    Can referral partners work with Blue Crane Capital?

    Yes. Blue Crane Capital works with accountants, buyers agents, financial planners, solicitors and other professional advisers who refer clients with property finance requirements.

    Speak with Blue Crane Capital

    The right finance pathway depends on the transaction in front of you. Book an assessment to review your requirements and identify the service that fits.

    Speak with one of our trusted finance brokers

    We respond to all enquiries within one business day.

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