Chris Hall
Managing Director & Finance Broker
Commercial Loan Broker Sydney
Commercial Lending
Commercial lending outcomes depend on lender appetite, structure and execution speed. We help frame your transaction clearly and match it to suitable commercial pathways.
Commercial finance with clear lender alignment.
Commercial deals are rarely straightforward, especially when entities, lease profiles, valuation outcomes or timing pressures are involved. We assess the full position early and shape a funding approach lenders can evaluate with confidence.
From owner-occupied premises to investment assets and refinance scenarios, we manage the process end-to-end so you can focus on the transaction, not lender back-and-forth.
Chris
Hall
Managing
Director
& Finance Broker
& Finance Broker
Let our experts do the hard work for you
From comparing lenders and structuring your application to managing documents, approvals and settlement, our brokers run the process from start to finish. You get clear advice, competitive options and one experienced point of contact keeping everything moving.
- ACL accredited
- A loan structure built around you
- End-to-end support through settlement
Meet the team behind Blue Crane Capital
Real brokers. Real experience. Real relationships.
Heinrich Brendel
General Manager
Nick Wilcox
Director & Finance Broker
Allisson Crain
Head of Residential Credit & Responsible Manager
Why choose Blue Crane?
Award winning company
Blue Crane Capital's brokers have been recognised year after year by the industry's leading bodies. Including MFAA and FAST awards for excellence across broking, lending administration, and residential and commercial finance. That consistent recognition reflects what clients experience directly.
Depth over volume
Blue Crane Capital has arranged over $3 billion in lending since 2017 by working the full spectrum of the market — major banks, second-tier lenders, non-bank and private lenders — so every deal has genuine competitive tension behind it, not just one bank's rate card.
We run the process
Blue Crane manages everything from initial assessment through to settlement. The paperwork, the negotiation, the lender relationships, so clients can stay focused on their property, not the finance admin. It's backed by an award-winning track record and 3,000+ clients assisted.
Areas we serve
National reach, local connection
Blue Crane Capital works with clients nationally, with key service areas across Australia’s major property markets.
Our accolades and recognitions
Frequently Asked Questions
What does a commercial loan broker do?
A commercial loan broker helps assess your transaction, identify suitable lenders, prepare the application and coordinate the lending process. This may include bank, non-bank and private lender options, depending on the deal.
Can Blue Crane Capital help with commercial property loan rates?
Yes. Commercial property loan rates depend on the lender, property type, borrower profile, leverage, loan term, security and documentation. Blue Crane Capital compares suitable lender options as part of the assessment process.
Do you work with non-bank and private lenders?
Yes. Blue Crane Capital works across bank, non-bank and private lending options. These channels may suit complex income, urgent timelines, non-standard security or transactions outside major bank policy.
What documents do I need for commercial property finance?
Documents may include financial statements, tax returns, bank statements, lease agreements, contracts, company or trust documents, existing loan statements and property information. Development finance may require approvals, feasibility studies, builder contracts and quantity surveyor reports.
Can you help if my bank has declined the loan?
Yes. A bank decline does not always mean the deal cannot be funded. It may mean the lender, structure or credit presentation was not the right fit. Blue Crane Capital can review the position and assess other lender channels.
Do you assist advisers and referral partners?
Yes. Blue Crane Capital works with accountants, solicitors, buyers agents, financial planners and other advisers who need a finance partner for clients with commercial property, development, SMSF, investment or non-standard lending requirements.
A network built on trust and results
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Speak with one of our trusted finance brokers
We respond to all enquiries within one business day.
Start A Finance Conversation
Commercial finance is deal-specific. The earlier you assess the lending pathway, the easier it is to identify risks, lender appetite, documentation gaps and timing issues.
Speak with Blue Crane Capital before you commit to one bank, one structure or one lending path.
Commercial Loan Broker Sydney
Commercial property finance, structured with lender access and deal certainty in mind
Blue Crane Capital is an award-winning commercial loan broker in Sydney, supporting commercial property buyers, business owners, investors, developers and advisers with structured lending solutions across bank, non-bank and private lender channels.
With 9+ years operating, 3,000+ clients assisted, 4 accredited brokers, ACL 539187 and an ACL holder status, we help clients move from finance uncertainty to a clear lending pathway.
Read more about Commercial Lending Read less about Commercial Lending
Commercial property finance options
Commercial property finance can be used for acquisitions, refinancing, business premises, investment assets, development sites, equity release and portfolio restructuring.
Blue Crane Capital works across a range of commercial lending scenarios, including:
- Commercial property purchases
- Commercial property refinance
- Owner-occupier commercial loans
- Investment commercial property loans
- Development and construction finance
- Bridging finance
- SMSF commercial property loans
- Non-bank commercial lending
- Private lending
- Equity release for business or investment purposes
The right structure depends on the borrower, the property, the income profile, the lease position, the valuation, the loan purpose and the preferred lender channel.
Asset types we finance
Commercial property finance can apply to many asset classes. Each has its own lender appetite, risk profile and documentation requirements.
Office
Office assets may be funded for owner-occupiers, investors or mixed-use portfolios. Lenders review location, tenant quality, lease terms, vacancy risk and comparable sales.
Retail
Retail finance may involve shops, hospitality premises, showrooms or mixed retail assets. Tenant profile, lease length and foot traffic can affect lender appetite.
Industrial
Warehouses, factories, storage facilities and logistics assets are often assessed against location, zoning, lease income and business use.
Medical and specialist premises
Some lenders consider medical, allied health and specialist use properties, depending on valuation, zoning, tenancy and borrower profile.
Development sites
Development site finance may involve land, approvals, construction costs, presales, feasibility, valuation and exit strategy.
Mixed-use property
Mixed-use assets often need a more detailed credit position, since lenders may assess residential and commercial components in different ways.
How lenders assess the borrower and property
Commercial lending is assessed on the strength of the borrower, the asset and the deal structure.
A strong submission must answer the key lender questions early: who is borrowing, how will the debt be serviced, what security supports the loan, what is the exit plan and why does the transaction make sense?
Income, leases and debt service
Lenders want to see how the loan will be repaid.
For investors, this may include rental income, lease terms, tenant quality, vacancy risk, outgoings and other income sources. For business owners, lenders may review trading performance, tax returns, management accounts, cash flow and business history.
Common assessment areas include:
- Lease income and lease expiry profile
- Tenant strength
- Business income and profitability
- Debt service cover
- Existing debts and commitments
- Borrower experience
- Guarantor position
- Tax and financial records
Blue Crane Capital helps position the credit case so lenders can assess the transaction clearly.
Valuation and leverage
Commercial property loan rates, leverage and approval conditions are influenced by valuation and risk.
A lender may review the property’s market value, location, zoning, asset type, sale history, tenancy, vacant possession value and future saleability. The loan-to-value ratio may vary across banks, non-bank lenders and private lenders.
Bank, non-bank and private lender options
Commercial property finance Sydney borrowers can access different lender channels, depending on the deal.
Bank lending
Bank lending may suit borrowers with clear income, strong security, established trading history and standard loan structures. Banks may offer sharp pricing, but their policy settings can be less flexible for time-sensitive or non-standard deals.
Non-bank lending
Non-bank lenders can be useful for borrowers who need more flexible assessment, alternative income verification, higher leverage, faster review or funding outside major bank policy.
Private lending
Private lending may suit short-term, urgent or complex transactions where timing, security and exit strategy are the main focus. Pricing is often higher, so this option needs careful review.
Blue Crane Capital reviews lender fit before a submission is lodged. The aim is to avoid wasted time with lenders that are unlikely to support the transaction.
Our Commercial Lending process
1. Deal assessment
We review the borrower, property, loan purpose, timeline, security, income position and key risks. This gives you a clear view of potential lending paths before formal lender discussions begin.
2. Lender strategy
We match the transaction against bank, non-bank and private lender options. This includes lender appetite, commercial property loan rates, leverage, fees, documentation and approval timeline.
3. Credit submission
We prepare and present the loan application with the lender’s assessment process in mind. The goal is a clear, complete submission that explains the transaction and supports the requested structure.
4. Coordination through to settlement
We liaise with lenders, valuers, solicitors, accountants, quantity surveyors and related parties where required. You have one finance team coordinating the process, not five separate conversations.
Our Financial Services
Development Finance
Funding solutions for residential, construction, land, mixed-use and development projects.
Commercial Loan Broker
Commercial lending support for business owners, investors and commercial property borrowers.
Investment Property Finance
Loan structuring for investors building or managing residential property portfolios.
SMSF Loan Broker
SMSF property lending support for investors working through self-managed super structures.
Non-Bank and Private Lending
Lender options for borrowers or projects that do not fit traditional bank criteria.
Refinance Broker
Review and restructure existing debt across investment, commercial and development lending scenarios.
Home Loan Broker
Residential lending support for owner-occupiers and investors with more involved borrowing needs.
Why Choose Blue Crane Capital
ACL accredited
Access to accredited lending channels means more potential options across bank, non-bank and private credit channels.
Commercial banking backgrounds
Our brokers bring commercial banking experience into the lending process, helping with credit assessment, lender selection and deal presentation.
Established since 2017
Blue Crane Capital has operated since 2017, supporting thousands of clients across property-backed finance.
3,000+ clients assisted
Our experience spans residential investment, commercial lending, SMSF, development finance, refinancing and non-bank lending.
ACL holder
Blue Crane Capital holds Australian Credit Licence 539187, giving clients and referral partners a clear regulatory credential.
One finance relationship
We coordinate with key parties across the transaction, including lenders, valuers, accountants, solicitors and other advisers.
